--- product_id: 444758265 title: "12C Financial Calculator - Black/Gold" brand: "hp" price: "HK$734" currency: HKD in_stock: true reviews_count: 5 category: "Hp" url: https://www.desertcart.hk/products/444758265-12c-financial-calculator-black-gold store_origin: HK region: Hong Kong --- # Instant RPN keystroke input 120+ built-in finance functions Long-lasting battery power 12C Financial Calculator - Black/Gold **Brand:** hp **Price:** HK$734 **Availability:** ✅ In Stock ## Summary > 💼 Own the finance game with the legendary HP 12C — where precision meets power. ## Quick Answers - **What is this?** 12C Financial Calculator - Black/Gold by hp - **How much does it cost?** HK$734 with free shipping - **Is it available?** Yes, in stock and ready to ship - **Where can I buy it?** [www.desertcart.hk](https://www.desertcart.hk/products/444758265-12c-financial-calculator-black-gold) ## Best For - hp enthusiasts ## Why This Product - Trusted hp brand quality - Free international shipping included - Worldwide delivery with tracking - 15-day hassle-free returns ## Key Features - • **Portable Precision:** Compact metal design fits your briefcase or desk, ready for on-the-go financial decision-making. - • **Enduring Reliability:** Trusted by millions worldwide with decades of proven durability and consistent performance. - • **RPN Efficiency Mastery:** Reverse Polish Notation input slashes errors and speeds up complex calculations like a boss. - • **Industry-Standard Powerhouse:** 120+ built-in functions covering TVM, NPV, IRR, amortization & bond calculations for every finance pro. - • **Cash Flow & Forecasting Wizard:** Handles 20 cash flows, loan payments, amortization, and linear regression forecasting with ease. ## Overview The HP 12C Financial Calculator is a compact, metal-encased powerhouse designed for finance professionals and managers. Featuring over 120 built-in functions including TVM, NPV, IRR, amortization, and bond calculations, it uses efficient Reverse Polish Notation (RPN) for fast, error-reducing data entry. Trusted globally for decades, it offers long battery life and portability, making it the go-to tool for real estate, banking, and business finance experts. ## Description MODEL- HP12CC VENDOR- HEWLETT-PACKARD FEATURES- Finance Calculator- Clamshell package For professionals in real estate banking and finance. What makes the HP12c the industry standard in finance calculators? Power. It has 120 built-in functions to ensure that the calculations you need are available when you need them. It lets you enter data and perform calculations quickly and efficiently with its RPN (Reverse Polish Notation) keystrokes. And with millions of users all over the world you know it is reliable. - Over 120 built-in functions for business finance mathematics and statistics including date calculations. - Efficient data entry using RPN. - Small size makes it easy to take anywhere. - Long battery life. Includes calculator battery soft case and owner's manual. * Allows 20 different cash flows for internal rate of return and net present value solutions. Quickly calculate loan payments interest rates amortization discounted cash flow analysis interest rate conversions standard deviation percent percentage change and forecasting based on linear regression to name a few. * Calculator mortgage payments balloon payments decreciation bond prices and yields with just a few keystrokes. * Enter a series of keystrokes into memory then execute your program with a touch of a button. * TVM (loans savings and leasing). * Amortization. Review: Produto entregue dentro do prazo, muito bom conteúdo. - Produto chegou no prazo correto. Review: A Timeless Classic Built to Last—Just Remember the RPN! - I have been using the HP 12C for over 20 years, and its enduring quality is absolutely legendary—my original units are still working perfectly today. This calculator is a durable, reliable workhorse that covers all the critical functions needed for finance: Time Value of Money (TVM), NPV, IRR, Amortization, and Bond Calculations. Comparing it to modern devices, it's interesting to note how much faster technology has become. On older HP 12C models, running complex calculations like the Internal Rate of Return (IRR) would often display the "running" indicator for a noticeable period. The newer calculators are so incredibly fast that this indicator no longer appears, completing the task almost instantaneously—a small detail that highlights the HP 12C's incredible tenure in the market. The most important thing to note before purchasing is the requirement to use Reverse Polish Notation (RPN). This is a different input method than the standard algebraic method you might be used to. Instead of typing "2 + 2 =", you input the numbers first and then the operation: "2 [ENTER] 2 [+]." There is a learning curve, but once mastered, RPN is far more efficient and reduces the chance of input errors. It’s what makes the 12C a favorite among financial professionals. This is a fantastic, indispensable tool that I highly recommend for anyone serious about personal finance or real estate. ## Features - Good choice for home finances, business professionals and accountants. - More than 120 built-in functions. - Keystroke programming. ## Technical Specifications | Specification | Value | |---------------|-------| | ASIN | B0000YVENS | | Best Sellers Rank | #53,864 in Office Products ( See Top 100 in Office Products ) #27 in Financial & Business Calculators | | Brand | HP | | Calculator Type | Business, Financial | | Color | Black | | Colour | Black | | Customer Reviews | 4.6 out of 5 stars 535 Reviews | | Display Type | LCD | | Enclosure Material | Metal | | Global Trade Identification Number | 00088698055601 | | Item Dimensions L x W | 7.9L x 7.9W centimeters | | Item Weight | 0.15 Kilograms | | Manufacturer | HP Calculators | | Mfr Part Number | 12C#ABA | | Model Name | HP 12C | | Model Number | 12C#ABA | | Number of Batteries | 3 LR44 batteries required. | | Number of batteries | 3 LR44 batteries required. | | Power Source | Battery | | Power source | Battery | | Screen Size | 5.1 Inches | | Screen size | 5.1 Inches | | UPC | 088698055601 050500100649 971478120760 088698000120 492410746430 | | Unit Count | 1 Count | ## Product Details - **Brand:** HP - **Calculator Type:** Business, Financial - **Colour:** Black - **Power source:** Battery - **Screen size:** 5.1 Inches ## Images ![12C Financial Calculator - Black/Gold - Image 1](https://m.media-amazon.com/images/I/71fk3Z9f-lL.jpg) ## Customer Reviews ### ⭐⭐⭐⭐⭐ Produto entregue dentro do prazo, muito bom conteúdo. *by J***R on 17 April 2026* Produto chegou no prazo correto. ### ⭐⭐⭐⭐⭐ A Timeless Classic Built to Last—Just Remember the RPN! *by H***E on 25 November 2025* I have been using the HP 12C for over 20 years, and its enduring quality is absolutely legendary—my original units are still working perfectly today. This calculator is a durable, reliable workhorse that covers all the critical functions needed for finance: Time Value of Money (TVM), NPV, IRR, Amortization, and Bond Calculations. Comparing it to modern devices, it's interesting to note how much faster technology has become. On older HP 12C models, running complex calculations like the Internal Rate of Return (IRR) would often display the "running" indicator for a noticeable period. The newer calculators are so incredibly fast that this indicator no longer appears, completing the task almost instantaneously—a small detail that highlights the HP 12C's incredible tenure in the market. The most important thing to note before purchasing is the requirement to use Reverse Polish Notation (RPN). This is a different input method than the standard algebraic method you might be used to. Instead of typing "2 + 2 =", you input the numbers first and then the operation: "2 [ENTER] 2 [+]." There is a learning curve, but once mastered, RPN is far more efficient and reduces the chance of input errors. It’s what makes the 12C a favorite among financial professionals. This is a fantastic, indispensable tool that I highly recommend for anyone serious about personal finance or real estate. ### ⭐⭐⭐⭐⭐ Uma parceira das Finanças *by I***A on 19 December 2025* Produto de ajuda do dia a dia. Material de excelente qualidade. ## Frequently Bought Together - HP 12C Financial Calculator - Black/Gold - JINMEI Hard EVA Carrying Case Compatible with HP 12C/HP 12CP Financial Calculator Storage case - Duracell 303/357/76 Silver Oxide Button Battery, 3 Count Pack, 303/357/76 1.5 Volt Battery, Long-Lasting For Watches, Devices, Calculators, And More --- ## Why Shop on Desertcart? - 🛒 **Trusted by 1.3+ Million Shoppers** — Serving international shoppers since 2016 - 🌍 **Shop Globally** — Access 737+ million products across 21 categories - 💰 **No Hidden Fees** — All customs, duties, and taxes included in the price - 🔄 **15-Day Free Returns** — Hassle-free returns (30 days for PRO members) - 🔒 **Secure Payments** — Trusted payment options with buyer protection - ⭐ **TrustPilot Rated 4.5/5** — Based on 8,000+ happy customer reviews **Shop now:** [https://www.desertcart.hk/products/444758265-12c-financial-calculator-black-gold](https://www.desertcart.hk/products/444758265-12c-financial-calculator-black-gold) --- *Product available on Desertcart Hong Kong* *Store origin: HK* *Last updated: 2026-08-01*