---
product_id: 47302464
title: "Spend Well Budgeting System - Secret Garden"
brand: "carrie elle"
price: "HK$26"
currency: HKD
in_stock: false
reviews_count: 8
url: https://www.desertcart.hk/products/47302464-spend-well-budgeting-system-secret-garden
store_origin: HK
region: Hong Kong
---

# 1.25" aluminum coil for bulk cash 20 sturdy cardstock envelopes 7" x 5" compact size Spend Well Budgeting System - Secret Garden

**Brand:** carrie elle
**Price:** HK$26
**Availability:** ❌ Out of Stock

## Summary

> 💸 Master your money, effortlessly and stylishly.

## Quick Answers

- **What is this?** Spend Well Budgeting System - Secret Garden by carrie elle
- **How much does it cost?** HK$26 with free shipping
- **Is it available?** Currently out of stock
- **Where can I buy it?** [www.desertcart.hk](https://www.desertcart.hk/products/47302464-spend-well-budgeting-system-secret-garden)

## Best For

- carrie elle enthusiasts

## Why This Product

- Trusted carrie elle brand quality
- Free international shipping included
- Worldwide delivery with tracking
- 15-day hassle-free returns

## Key Features

- • **Refill & Refresh:** 20 included transaction stickers let you reset envelopes without missing a beat.
- • **Perfectly Portable:** Compact 7" x 5" size fits seamlessly into your busy lifestyle and workspace.
- • **Built to Last & Expand:** Heavy-duty aluminum coil holds growing cash stacks without bulking up your desk.
- • **Digital Budgeting Power:** Bonus downloadable trackers and spreadsheets put your entire financial life at your fingertips.
- • **Organize Cash Like a Pro:** 20 durable envelopes with 16 transaction lines each keep your budget crystal clear.

## Overview

The Spend Well Budgeting System - Secret Garden is a compact, durable cash envelope binder featuring 20 cardstock envelopes with 16 transaction lines each, secured by a sturdy 1.25" aluminum coil. It includes 20 transaction stickers for easy reuse and a comprehensive digital toolkit with bill trackers, debt payoff worksheets, and editable budget spreadsheets, empowering you to take full control of your finances with style and efficiency.

## Description

Get your finances under control with the Spend Well Budgeting System. This cash envelope system will help you organize your cash and make sticking with your budget easier than ever (and way more fun, too!). Not only will you receive a super cute envelope system but also included are a collection of digital files that will help you get budget and debt under complete control! Included Digital Files: *Monthly Bill Tracker - know when your bills are due each month, and how much you expect each one to cost *Total Debt Owed Worksheet - get all of your debts and payoff amounts in one place! *Debt payoff worksheet - print one of these out for each line of credit you are trying to pay down - this will help you see progress as you pay your debts down each month! *Printable Budget Worksheet - use this worksheet for your monthly budget, OR... *Budget Spreadsheet in Excel - download this version of the budgeting spreadsheet and use this for your monthly budget. You can edit the spreadsheet, but the formulas are protected so you can't accidentally mess those up! :) The cells highlighted in green are for categories you pay cash for (this way, you know how much cash to pull out each month). *Printable labels for your envelopes - when you fill in all the lines on an envelope, you can use one of the stickers that are included to start fresh! If you use all of those, you can buy more, OR you can print out the attached labels on sticker paper, cut yourself, and use those!

## Features

- Each book is nearly 7" tall and 5" wide (including the coil). The 1.25" diameter of the aluminum coil leaves plenty of room for your envelopes to fill up with cash!
- There are 10 sheets, which makes 20 sturdy card stock envelope pages to store your cash.
- Each envelope has 16 lines for recording your transactions. Once you fill up all the lines, simple cover them with a new transaction sticker. 20 stickers are included with your purchase!
- In addition to your physical Spend Well Cash Envelope Binder, you will also receive a collection of digital files to get your entire budget and debt under control.
- Instructions to access the digital files come packaged with the product. The files are included at no additional cost. See the product description below for digital file content..

## Technical Specifications

| Specification | Value |
|---------------|-------|
| Manufacturer | Carrie Elle |
| Brand | Carrie Elle |
| Item Weight | 8.4 ounces |
| Package Dimensions | 9.33 x 6.18 x 2.01 inches |
| Is Discontinued By Manufacturer | No |
| Color | green |
| Closure | Envelope |
| Shape | Rectangular |
| Material Type | Paper |
| Number of Items | 27 |
| Size | One Size |
| Manufacturer Part Number | SWBSSG |

## Product Details

- **Brand:** Carrie Elle
- **Color:** green
- **Closure Type:** Envelope
- **Material:** Paper
- **Number of Items:** 27

## Images

![Spend Well Budgeting System - Secret Garden - Image 1](https://m.media-amazon.com/images/I/81EZaoiihqL.jpg)
![Spend Well Budgeting System - Secret Garden - Image 2](https://m.media-amazon.com/images/I/912sceDaCaL.jpg)
![Spend Well Budgeting System - Secret Garden - Image 3](https://m.media-amazon.com/images/I/91L+Ia6C-3L.jpg)
![Spend Well Budgeting System - Secret Garden - Image 4](https://m.media-amazon.com/images/I/81Xq1DauVuL.jpg)
![Spend Well Budgeting System - Secret Garden - Image 5](https://m.media-amazon.com/images/I/91dsv1CoMrL.jpg)

## Customer Reviews

### ⭐⭐⭐⭐⭐ Love it!
*by J***B on April 12, 2018*

So I have used a number of things to do my envelope budgeting system, but by far this is my favorite.I will break it down by pros and cons of each to explain why I like this system wallet the best and what I would change.Plain Envelopes:Pros: inexpensive, readily available, easy to change as you learn to budget this way.Cons: Tear easy, bulky in wallets/purses, not linked in on place unless you rubber band them (which is a pain)Specialty Envelopes for budgeting:Pros: Smaller than regular envelopes, geared toward budgeting system with space to annotate expenses.Cons: Also tear easy though somewhat more durable. Though smaller than regular envelopes can still be bulky.More expensive than regular envelopesWallet specifically for envelope budgeting:Pros: All money is in one place in wallet. Security of wallet. More durable. Attractive.Cons: Limited space for envelope categories. Hard to change categories. More expensive than envelopes.No place to annotate expenses/spendingSpend Well Budget System:Pros: Several spaces for categories, space to annotate expenses/spending. Durable, attractive.Easy to change categories using white out if needed.Cons: Large spiral. No place for coins as money is stored long ways. With a envelope budget wallet you do have a zippered coin area.As you can see the large spiral is what I would change. It can be bulky, but may be necessary to be durable. That is really my biggest complaint. It works well especially if you have your system set. I purchased a small coin purse for my coins. I don't spend coins anyway. I save them. At the beginning of the pay period when I go to the credit union to get my cash I deposit the coins in my CD. It may seem small to you but i checked and those deposits added up to an extra 166 bucks in my CD for the year. Off topic but try it...it does add up.I highly recommend the Spend Well Budget System.

### ⭐⭐⭐⭐⭐ Worth it!
*by S***E on March 31, 2020*

This is totally worth the buy!! There’s plenty of room for your envelopes to be filled with cash, sturdy, super cute, and functional. Smaller than expected but I like that I can carry it with me if I’m going to the store and it’s not too big/obvious/or a hassle.

### ⭐⭐⭐⭐⭐ Great Budget Folio
*by S***P on March 23, 2021*

This is the 4th one I've ordered. There are pockets, and refillable stickers to cover the envelope when you run out of room to write.It's compact, well made, super cute.I use one for general budget. One for special savings. You can use them for a lot of things.

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*Product available on Desertcart Hong Kong*
*Store origin: HK*
*Last updated: 2026-01-30*