This book was created to help you keep track of your finances so that you don't spend more than you can afford each month. By following the tables, you can set your income and expenses as a whole and plan what you want to spend on specific areas. It covers 12 months budgeting. An example page shows how to fill and calculate the amounts for each table. The book consists of few sections. The first is: Monthly budget planner for every month. There you will find sections such as: Home, Daily Living, Health, Pets, Transportation, Holiday, Dues/Subscriptions, Financial Obligations, Personal, Entertainment and Home Stationary/Office to help you see clearly your budgeted and planned expenses. You can make notes on the following page to help you plan for the coming months and make plans as to which expenses are essential and which you can minimise or avoid. Second section is Monthly spending tracker to keep a sum up of each month. Third section is Yearly budget tracker to give you a clear view of how much money you have spent from your income month by month. When planning your budget remember to be realistic and honest. The budget supposed to help you use your finances more effectively so you can save some money and see what areas are burden to your home budget.
